Search Results for: homeowners insurance

Ways to Save on Your Homeowners Insurance

Want to lower your homeowners insurance premiums? Of course, you do! No matter what you are currently paying, your life would be a little bit easier if your premium was lower. Compass Insurance Agency has some advice about things you can do that could result in a lower homeowners insurance premium. When it comes to insurance premiums, it is all about risk. Insurers want to find customers who are low risk. The reason comes down to cost. If your homeowners insurance company considers you to be a high risk, they will probably charge you a higher premium to compensate on … Continue reading →

Time to Review Your Homeowners Insurance Policy

Did you get something big and expensive this Christmas? That new item is probably not specifically covered by your Homeowners insurance policy. Start off the new year by visiting with your insurance agent, and making sure that all the goodies that Santa brought you are covered. A good time to sit down with your insurance agent to review your homeowners policy is right now. Christmas is over, and you will want to make sure that the new, expensive, items that Santa brought you and your family will be covered by your policy. This is especially true if you got new … Continue reading →

Hurricane Sandy and Your Homeowners Insurance

Homeowners insurance is supposed to provide financial help after damage has occurred to your home. Families who were affected by Hurricane Sandy may soon be battling their insurance companies over deductibles. It basically comes down to what the “fine print” says. Hopefully, everyone who had their home damaged by Hurricane Sandy also had a good homeowners insurance policy. Homeowners insurance is supposed to help with the financial aspects involved with repairing damage to your home, garage, driveway, yard, and more. It is also supposed to provide funding for you to replace personal property that was inside your home and that … Continue reading →

Tips For Saving On Homeowners Insurance

Saving money is always a good thing. Sometimes, it can pay to reassess how we pay for things that we have been using for a few years. For example, when was the last time you shopped around for homeowner’s insurance or made any changes to your policy? Here are a few tips for saving money on your homeowner’s policy without leaving yourself open to the risk that your coverage will not adequately protect you from the financial effects of loss of or damage to your home. First, it is important to determine the correct amount of coverage. You certainly want … Continue reading →

A Fourth Letter from the Homeowners Insurance Company

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This all started with a puddle on the floor. My husband and I filed a claim with our homeowners insurance company about the water damage that was done to the wall. I have been blogging about each and every step in the claims process. Today, we got a fourth letter from the insurer. Here is what it said. As I said, it started with a puddle on the floor. Since then, I have been blogging my way through the whole process that started when my husband and I filed a claim with our homeowners insurance company. Since then, the insurance … Continue reading →

The Third Letter from the Homeowners Insurance Company

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This all started with a puddle on the floor. Since then, my husband and I have been working our way through the claims process with our homeowners insurance company. Recently, they sent us three letters in the mail. I’ve blogged about two of them. Here is what the third letter was about. It is nice to have homeowners insurance because life can be unexpected. One day, I noticed a puddle on the floor where water had seeped in from the rain. My husband and I filed a claim about it with our homeowners insurance company. I’ve been blogging my way … Continue reading →

The Second Letter from the Homeowners Insurance Company

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This all started with a puddle on the floor. My husband and I made a claim with the company that we have a homeowners policy with. We got three letters in the mail from our insurance company. In a previous blog, I went over what one of the letters said. Here is what the second letter was all about. This blog is a continuation of the steps involved in making a claim to my homeowners insurance company. It all started with a puddle on the floor. Water had somehow seeped in through the wall during a hard rain. My husband … Continue reading →

Letters from the Homeowners Insurance Company

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This all started with a puddle on the floor. Since then, my husband and I have been going through the claims process with our homeowners insurance company. Overall, things are going much easier than I ever expected they would. Here is the next step in the process. Today, we received three, separate, envelopes in the mail from the insurance company that we have our homeowners policy through. Oddly enough, the mail arrived as the claims adjuster was at our home, doing his job. I’ll go over that portion of the claims process in another blog. For now, I wanted to … Continue reading →

Homeowners Insurance Won’t Cover Damages From Dead Birds

There are specific types of things that a homeowners insurance policy will cover. Problems arise when a person files a claim for damages that come from unlikely, or unusual, sources. A couple in Texas learned that their homeowners insurance won’t cover damages done by dead birds. A homeowners insurance policy is designed to give you some financial protection in case certain types of damages happen to your home, garage, driveway, or the contents of your home. It also can provide some financial assistance if someone comes to your home and gets injured. (That part would be covered if your policy … Continue reading →

Couple Loses Homeowners Insurance Because of Dogs

A couple in New York has lost their homeowners insurance policy because the insurance company thinks that the couple’s dogs are too much of a liability. The dogs are German Shepherds that are search and rescue dogs. It is unknown why the insurer considers service dogs to be a liability. Years ago, a couple in New York got approved for a homeowners insurance policy from an insurance company called New York Central Mutual Fire Insurance. The insurer was aware that the couple owned five dogs, all of which were German Shepherds, at the time the couple was approved for homeowners … Continue reading →