Search Results for: car insurance

Medicaid in Six States, Fake Car Insurance, the ACA, and More!

Between the election, the announcement of Black Friday sales, and recovery from Hurricane Sandy, its been a crazy week! You may have missed a couple of the blogs that posted on the Insurance Blog in the past seven days. Here’s an Insurance Blog Week in Review to help you catch up. Medicaid Coverage in New York for Pregnant Women This blog focuses on the many Medicaid programs in New York that will cover the health care needs of low income women who are pregnant. New York also has a lot of health information accessible on their Medicaid website. Hurricane Sandy … Continue reading →

Just One Ticket Can Raise Your Car Insurance Premiums

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Make sure you follow the rules of the road this Summer! It seems that just one ticket could be enough for your auto insurance company to decide to raise the rate of your premiums. Be careful out there! No one wants to be pulled over and issued a ticket by a police officer. This situation is always stressful. It can also be expensive! You could end up having to pay the full cost of the ticket. That one ticket could also, at least in some cases, cause your auto insurance company to raise the cost of your premiums. A traffic … Continue reading →

Sync Might Save You Money on Car Insurance

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Everyone wants to save money on their auto insurance premiums. There is a new way that you might be able to do that, but, it is extremely specific. You have to drive a Ford that has the Ford Sync system installed in it. You also have to connect it with the Drive Safe & Save Program from State Farm. State Farm started offering their customers a new way to save some money on their car insurance premiums. The Drive Safe & Save Program began in 2011. At that time, it was only being offered in a few states. Now, it … Continue reading →

License Plates that Transmit Your Car Insurance Information

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There is a plan being studied in Connecticut. The idea is to put RFID tags into the license plates of people’s cars. The plate will then transmit information about the person’s insurance status, (as well as other data). The purpose seems to be so that the state would could collect an estimated $29 million per year. RFID stands for “radio – frequency identification”. It is already being used in a number ways. Retail stores use it to help them to keep track of inventory. RFID is used in passports, and in the ID access badge that people use at work. … Continue reading →

Don’t Pay Too Much For Car Insurance

You already know that safe driving can score you a discount on your car insurance. Unfortunately, accidents can and do happen. The good news is that there are plenty of other things that you can do to keep your car insurance costs in check. For example, when you do your annual comparison shopping for car insurance, ask for quotes to insure all of your household’s vehicles. You do comparison shop for car insurance annually, don’t you? Insurance companies offer better rates when more than one vehicle and/or driver is insured. Some companies may even be able to meet your other … Continue reading →

California Car Insurance Law Raises Questions

In California, there is an initiative called the 2012 Automobile Insurance Discount Act. It has been described as allowing drivers who have had continuous auto insurance coverage to get a price break. If this initiative passes, will it be good for consumers? Some have raised concerns about why it might not be as good as it sounds. The 2012 Automobile Insurance Discount Act is designed to do a number of things that sound like they would be good for California drivers. It would give drivers who have had continuous auto insurance coverage a discount on their premiums. This discount would … Continue reading →

Curbside Haiku Could Reduce Car Insurance Claims

We all know that it is important to make sure that you are driving safely. The problem is that many of the “public service announcements” that emphasize the importance of safe driving are not incredibly interesting to watch. In New York City, they are using “Curbside Haiku” to promote safe driving. No one wants to get into a car accident. Not only could that accident cause physical harm to you, your loved ones, or the people in the other driver’s car, it could also make your car insurance premiums more expensive. Even if the accident was just a little “fender … Continue reading →

Crazy Car Insurance Claims

In general, car insurance claims are filed after a person is involved in a vehicular accident. It could be from one that you caused, or that was caused by “the other guy”. Once in a while, you hear about some really crazy sounding auto insurance claims. It makes me wonder what these people were thinking. Not everyone has a good understanding about what their auto insurance policy will, and will not, cover. For some reason, this is one type of insurance that people tend to make assumptions about. Typically, they tend to expect that their assumptions are precisely what their … Continue reading →

Driver Safety Programs Can Save You Money On Car Insurance

Want to save some money on your car insurance? Try taking a driver safety course. Some of these courses can be taken online, which means that you won’t have to take a physical driving test. Many states are offering these programs to older drivers. There are lots of things that a person can do in order to save a little money on their car insurance. You can shop around, in order to find out what several different insurance companies will charge you for your premium, and then select the company that offers the best price. You can remove your teenager … Continue reading →

Car Insurance – True or False? – Round Two

How much do you really know about car insurance? This is one of those subjects that can end up costing you a lot of money if you cannot discern the truth from the myths. Do you think you can pick out the facts from the fiction about car insurance? Earlier this year, I wrote a blog that emphasized some of the misinformation about car insurance that tends to travel around the internet. Some of these pieces of incorrect information have been repeated so often that they are starting to almost sound like facts. How much do you know about auto … Continue reading →