Search Results for: auto financing

Keep Up With Insurance Payments After Refinancing

Are you among the many people who refinanced your mortgage when the economy tanked? Make sure that you keep up with the payments on your homeowners insurance, as well as your property taxes. Failing to pay those bills can lead to all sorts of easily avoidable problems. It might be called a “refinanced mortgage”, or a “reverse mortgage”, or a “home equity conversion mortgage” (HECM). No matter what name you choose, it basically means the same thing. It indicates that you had a mortgage on your home at some point in the past, and then, later, you took out a … Continue reading →

Memorial Day Weekend Sales – 2013

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Memorial Day is intended to be a time for families to visit the graves of loved ones who were in the military. The three day weekend has become one that includes a lot of sales. This is true of any three day weekend. Those of you who are planning to hit the Memorial Day sales might want to start with these. Kohl’s has a Swimwear Sale (for Juniors) that will last through May 25, 2013. Get 30% to 40% off selected swimwear. Kohl’s also has an “Online Exclusive”. Get an extra 15% off all swimwear for the family when you … Continue reading →

One-Step Actions that Yield Big Savings

While all of the little things that we do on a daily basis can add up to great savings, sometimes we just need to find a way to make a big impact on our finances. For example, we may be experiencing a pay cut or loss of income, or facing a large expense, such a new furnace for the home or braces for a child. In these moments, we need a quick one-step action that will yield big savings. My husband and I are pushing to build up our emergency fund, just as prices for everything seem to be going … Continue reading →

Should You Buy or Lease a Car?

When it comes to buying or leasing a car, there are advantages and disadvantages to each choice, but which option will save you the most money? Let us compare the two and explore the options. When you lease a car, you will usually have a lower down payment that when you purchase your car. If you don’t have a lot of cash flow, this can help you get into a car. Dealers will often limit the amount of a down payment that you need, in order to get the car off of the lot. That said, the lower your down … Continue reading →

Deals at Starbucks, Krispy Kreme, Staples, and more!

You can find a great deal just about anywhere, if you know where to look. For me, the easiest place to find great deals in my email inbox. Sign up to get email from a variety of companies will they will give you coupons and information about upcoming sales. Here are some random deals I found in my inbox this time. Krispy Kreme is doing a “Stuff the Bus” School Supply Drive. Bring in any school supplies from the massive list on the website, and you will get one free Krispy Kreme doughnut. Bring in a backpack stuffed with school … Continue reading →

Long-Term Savings

Giving up your Starbucks fix for a couple of days at a time or cutting coupons every once in a while can help you save a few bucks, but if you are looking to save cash long-term, you need to modify your lifestyle. The following are changes that can be made over time to significantly reduce the amount of money that is extracted from your household budget each year: Energy efficiency: You can save significant amount money by being energy efficient at home. Switch to energy-efficient appliances and lighting. In addition, make sure your home is properly insulated and that … Continue reading →

Save Money on Gas—Buy a New Car

I’m sure you’ve seen them by now… those new commercials from car companies offering cheap or free gas to anyone willing to buy a new vehicle. With a gallon of regular unleaded gas going for about $4 these days the ads got me thinking about whether the deal really could help save money. For those of you who don’t watch TV on a regular basis there are two major auto manufacturers who are currently offering gas incentives to anyone who purchases a new car in the next few weeks. For example, one commercial claims if you buy a Chrysler, Dodge … Continue reading →

Insurance Terms: M

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Managed Care is a comprehensive health care arrangement between an employer and/or an insurance company. Selected medical and health providers agree to offer care for a discounted rate to the membership of the plan. Managed care systems use the established medical protocols and procedures generally agreed by the medical community as cost effective. Marine Insurance is insurance coverage on goods while … Continue reading →

How Much and What Kind of Insurance Do We Need?

There are two main reasons everyone will be required or needs to consider purchasing insurance in order to manage their personal risks. In most cases the legally required insurance will cover for liability or property damage where we ourselves are not the one who will be financially protected. Required Insurance Generally Includes: Legally required financial responsibility auto insurance. Most states set a minimum dollar amount of required liability insurance in order to register an automobile. The minimum requirement is for damages a person may cause to someone else’s property or injuries. Loan and Financing Required Insurance is most common for … Continue reading →

One For The Record Books–eBay’s Most Expensive Item

Can you guess what it is? I’ll give you a hint. It has four wheels, two doors, a Confederate flag, and is a wash in a shade of orange most people run from. If you guessed: a version of the General Lee – a 1969 Dodge Charger, which, by all accounts, was the most famous character on the television show “The Dukes of Hazzard” – you are correct. The iconic car fetched a winning bid on eBay of nearly $10 million Friday. According to eBay executives, if the bidder comes through with the $9,900,500 price, the car will be the … Continue reading →